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What could you do with an extra $1,000-$5,000/year? Saving money can be an easy task, but sometimes it’s difficult to find ways to save money. Until now! Here are 77 ways to save money without sacrificing what you love.
Ever since I switched to a stay-at-home mom, we have found ways to save money. Some money savers are easy to implement, while some take more conscious thinking.
We have sacrificed very little of what we’ve been used to, but it helps that I’ve found ways to make money from home.
Some of the suggestions are no-brainers and you might not find you spend money on anyway, but other ideas in the list, you may have thought as a waste of time, or not worth it to save the little amount.
The little amounts add up by the end of the year! Save money all year round and it adds up in the end for the holidays!
Here are the 77 ways to save money without sacrificing what you love.
Ebates is the #1 way I save money. Whenever I shop online, I go through Ebates to see if the online store has a rebate through their site.
If you sign up through my link and spend your first $25, you will receive $10 automatically in your account.
Swagbucks is another great way to save money and earn money! You can use their site when you shop to earn points, or you can answer surveys, watch TV, browse the internet, or play games.
You can earn up to $5 in your account if you sign up through my link, but you will need to earn some points before earning the money. It’s very easy to earn points though!
3. Shop at consignment sales
Read my article on selling and buying at consignment sales here.
4. Rent that nice dress you need for a wedding or work event with Rent the Runway instead of buying a new outfit that you’ll rarely wear.
Better yet, enjoy $25 off your first rental when clicking through my link!
5. When shopping at Target, sign up for a Target Red Card!
I love my Target Red Card. I save 5% every time I shop at Target. The best thing about the red card is that you can do a debit card or credit card.
You can also double up and triple up on discounts. Use a merchant coupon, cartwheel coupon, and your red card discount!
6. Use cartwheel when shopping at Target.
Cartwheel is Target’s coupon app you can download onto your phone. They update it each week with new offers! It’s an easy way to save extra money.
Here are the links to download for each type of phone:
7. Use a reusable water bottle.
Bring a water bottle everywhere. It keeps you from needing to purchase a drink when you’re out. It also helps the environment! Win, win!
8. Use Amazon Subscribe and Save
I have a lot of the products my family uses every month on subscribe and save which helps me save 15-20% on the products!
9. Plan your meals
It has helped my family immensely to have a plan for our meals. This saves us from the 5 o’clock “what’s for dinner?” question.
10. Use the envelope system for budgeting.
The envelope system is Dave Ramsey’s budgeting system and I love it. It helps us stay on budget each month and even under budget some months!
11. Workout at home instead of having a gym membership.
There are so many exercises you can do from home. We actually ended up buying a spin bike and downloaded the Peloton app to do spin classes! I use that way more than I would if I had to drive to the gym at a certain time to take a class!
12. Use Checkout51
Checkout 51 is an app that allows you to scan your grocery and household items to earn a small rebate from your purchases.
13. Use Ibotta
Ibotta is another app that allows you to scan your groceries and household items for a rebate. Use the app after each shopping trip and by the time Christmas comes around, you’ll have a nice amount of extra money available to spend towards gifts!
(Sign up through my link and use code jkc2g and you’ll receive $10 as a welcome bonus!)
14. Pack your own lunch
15. Buy generic
16. Turn off lights and/or fans when not in use.
17. Adjust the thermostat (A few degrees warmer during the summer and a few degrees cooler in the winter)
18. Have dates at home with your significant other.
19. Either cut cable out or go down to basic cable
Check out the TickBox TV. No monthly fees. Streaming live TV. Instant access to movies, TV shows, and sporting events. And it’s 40% off!
We cut down to basic cable and still have plenty to watch. Once our contract is up, we’re cutting the cord! We never really watched many of the extra channels so we haven’t really noticed the missing channels.
20. Sell old items around the house that you no longer use.
21. Buy and resell from garage sales
22. Eat from home more often
23. Use Flipp (Coupon app)
24. Shop for Christmas all year long rather than right before Christmas
Check out the article 12 Ultimate Side Hustles to earn extra money for the holidays
25. Become a member of your local library.
Many libraries now offer electronic rentals. Instead of purchasing books or DVDs, you can check them out from your local library.
26. Don’t go grocery shopping when hungry.
This often causes you to purchase more food on impulse because you are hungry!
27. Make coffee at home instead of buying one each day.
28. Wash clothes in cold water, rather than hot.
29. Freeze extra foods.
I always make more sauces than I need to and freeze the extras so I can use them later on. Or I make extra shredded chicken for future meals and freeze them into our family portions.
30. Take advantage of freebies.
There are always freebies available! You just need to keep an eye out for them!
31. Only buy things on sale.
I won’t buy anything that is on my “want” list unless it is on sale. This saves me money and cuts down on impulse buys.
32. Look for coupons in the local circulars and newspapers.
Good ol’ Sunday papers are filled with coupons! Or you can look online at coupon sites like coupons.com!
33. Put your extra coins in a jar!
34. Do preschool from home instead of paying for it.
Check out How to Start a Preschool Schedule with your Toddler for inspiration.
35. Go down to one car instead of 2.
Some families can do this, and some it’s just not doable.
36. Don’t waste water.
Turn off the water when brushing your teeth or doing the dishes!
37. Buy bulk, divide, and freeze.
We do this whenever we buy meats from Costco. We purchased a Food Saver a few years back and love doing this trick!
38. Cook from scratch.
It tastes so much better and it’s much cheaper!
39. Eat leftovers.
Instead of throwing the leftovers out, eat them or create a new meal out of them. Have a leftover dinner night!
40. Don’t use paper plates or plastic utensils.
41. Grow a garden.
42. Use Youtube videos to fix things.
We’re not handy at all in our house but one of our toilets broke. It was just 1 piece that broke but we needed the full insides replaced in order to fix it. We called a plumber to get a quote and they said it’d cost $79 to come out, plus $129 to diagnose the problem, plus whatever it costs to fix it!
We called a plumber to get a quote and they said it’d cost $79 to come out, plus $129 to diagnose the problem, plus whatever it costs to fix it!
After that quote, we figured it out ourselves with just a $30 replacement!
43. Make your own cleaning supplies.
Baking soda, vinegar, and water do wonders!
44. Mend old things, reuse old things, recycle old things.
Bring your inner crafty out and change that old piece of furniture into something new!
45. Use old shirts as rags!
46. Plan an “eat what you have” week
47. Weatherstrip the windows and doors.
48. Don’t wait until the last minute for things.
Waiting until the last minute causes you to not be able to shop around for the best price!
49. Do your own housework.
Mow the lawn, clean, repair what you can
50. Only fill the bath 1/2 full for kids’ baths.
51. Use reusable bags
52. Buy energy efficient appliances
53. Wear a sweatshirt or pile on the blankets instead of turning up the heat.
54. Make birthday cards instead of buying a card!
55. Rotate the kids’ toys instead of purchasing new ones when the kids are bored of the others.
56. Make your own soap.
57. Cancel your landline or switch cell phone providers.
58. Negotiate lower rates on everything!
59. Shop around for better deals on insurance
60. Plan a no-spend weekend.
61. Purchase quality items
So many times, I’ve gone with the cheaper version of things only finding myself buying it again in a little while because it wore out. Buy the slightly more expensive one, to begin with, instead of buying 2 or 3 of the cheaper versions!
62. Reuse shoe boxes to organize
63. Use Groupon or Living Social
64. Use shopkick while shopping to earn points.
65. Use Uber to go to an event instead of driving and paying for event parking.
66. Take shorter showers and make them cooler (if you want).
This is one thing I can’t do is take cooler showers, but my husband can so at least that helps!
67. Build things yourself.
It’s amazing how crafty you can be!
68. Consider grocery delivery (if available in your area)
Check out Walmart’s grocery pick up! It’s absolutely amazing! I love it and it’s free! The only catch is that it’s not available in all Walmart stores so check it out to see if it’s offered near by you! Better yet, if you sign up through my link, you get $10 towards your grocery purchase of $50+!
It may cost you extra for the delivery service, but you’ll probably still be saving cutting out all the impulse buys.
69. Buy things used or open boxed
70. Keep things organized.
Keep your pantry organized so you know what you have and don’t purchase more than what you need.
71. Buy annual memberships.
If you know ahead of time that you’ll be visiting a museum or zoo more than twice in a year, buy a membership. It’ll pay off in the long run. Also, that way, you can visit these places during the no-spend weekends and still have entertainment!
72. Join loyalty clubs.
73. Shop around before making any big purchases.
74. Use Walmart savings catcher (if you shop at Walmart regularly).
75. Ask places if they price match
76. Go out for coffee or breakfast instead of dinner.
Coffee or breakfast is much cheaper than dinner prices!
77. Make breakfast for dinner!
We love having breakfast for dinner, especially homemade buttermilk pancakes from scratch!
Some of these ways to save money you won’t find helpful for your household. Maybe you are already doing some but not others. Experiment with your family. Try some of the ideas out to see if it helps or if you even notice. You’ll be surprised how quickly these small money savers add up!
Make sure to check out these flexible ways to make money from home so you can add more to your savings!