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What’s your dream vacation? How much is it going to cost? Do you have the money saved up? Let me show you easy ways to save money and build a savings account for those luxury expenses.
Maybe you want to tour around Europe and soak in the history. Or sail the seas and dock in numerous countries to explore. Or maybe you want to get away, lay on a beach in a private hut and relax.
Maybe you’ll be more practical and want to save up for a house renovation, new appliances, or pay off some debt.
Whatever dream you may have, it’ll likely cost some money. You can do it the traditional way, putting X amount of dollars away a day/week/month…
You can use these easy ways to save money and start building your savings account today!
Before we dive into the easy ways to save money, let’s set some things straight…
- We say effortlessly, and for the most part it is, but no one is going to give you money for nothing, so there is **some** things you need to do each day if you’re going to earn!
- I’ve included the minimal effort amount you can earn, but you can choose to earn more with a little more effort!
- With one of the programs, you get gift cards, or you can transfer into PayPal and then transfer from PayPal into your bank account.
- If you don’t like your email inbox filled with emails from these companies, set up a free gmail account specifically for these companies! (Gmail makes it super easy to switch from one email to another without the need to sign in and out of your main email)
- If you don’t have unlimited data on your internet plan, some of these ways are not for you since you’ll pay in your data usage what you earn! (Although, most people have unlimited data usage for their home wifi system!)
Now let’s get started on these easy ways to save money!
- Earning Potential with minimal effort: $0.50/day ($182.50/year)
You also earn a $5.00 sign up bonus!
You may be thinking, “I don’t want to do surveys to earn. Those surveys take forever and I’m never qualified.” but hear me out on this one…
There are many different ways to earn with InboxDollars; one of these ways is by watching the InboxDollars TV. You earn $.01 for every 2 quick videos you watch. These videos are 1-2 minutes long.
But here’s the thing, all you need to do is open up InboxDollars and start playing the videos! You can do other things on the computer while the videos are playing! You can even step away from your computer while it’s going!
They do offer “scratch offs” for a chance to earn a little extra after each video as incentive to be on the screen, watching the video. And they do a pop up every once and awhile to ask if they should continue playing the videos…kind of like what Netflix does with your shows that you binge watch!
But not only do they offer the InboxDollars TV, they offer other ways to earn, so if you want to maximize your earnings, you can complete other simple tasks and earn extra money to put into your savings account.
My goal is $1/day from InboxDollars and I have my husband signed up also earning $1 per day…that’s $365/year for each of us (plus I get an additional $0.10 for every dollar my husband earns since I referred him)
- Earning Potential with minimal effort: $1-2/day ($365-730/year)
Swagbucks is a site that offers easy ways to save money and is very similar to InboxDollars in earning. It works a little different with their watching feature. Some of their videos are auto play, meaning they’ll play without you needing to be on the page clicking the play button with each video, and some require you to click play for every video.
I stick with the auto play content. In the nCrave tab, which usually offers 50+ points for watching the playlist, you can view the auto play content.
Sometimes the auto play content keeps going past 50 points, and sometimes it stops. It ranges in the amount they have available, but it’s really easy to have it going on your computer without needing to do anything!
Swagbucks also offers a video app for phone. You sign into your Swagbucks account and can play video content on your phone when you’re not using it.
Swagbucks doesn’t stop at earning only for watching videos. They offer so many ways to earn points that you can cash in later for gift cards or PayPal.
The earning potential is much higher, but I’m only focusing on the minimal effort where you only have to press play 1x and have it run to earn you money!
You can earn up to an additional 300 points ($3) from signing up through my link.
Just like with Inboxdollars, my goal is $1/day and I have my husband earning $1/day from Swagbucks so with the same math I did previously, that’s another $730/year! (plus I get an additional $0.10 for every dollar my husband earns since I referred him)
- Earning Potential with minimal effort: up to $15/month
This site does offer surveys OR you can only download their programs onto your computer, tablet, and/or phone and earn up to $15/month making it one of the easy ways to save money.
SavvyConnect is a program that will track your internet usage for data purposes (like Nielson does) You don’t have to do anything other than set it up on your devices.
I have in the past downloaded this program on my phone but it slowed it down, or something else could have been the culprit but I wanted to warn people. It is pretty easy to take off if it does bother you too much! I haven’t re-downloaded it onto my new phone so I haven’t tested it out recently.
I wanted to list it here because it is effortless money to make and save!
- Earning Potential with minimal effort: depends on your shopping and diligence using the app
Ebates is the #1 way I save money. Whenever I shop online, I go through Ebates to see if the online store has a rebate through their site.
If you sign up through my link and spend your first $25, you will receive $10 automatically in your account.
My husband and I both have Ebates accounts and we use them whenever we can (I usually am using it for Carter’s for kids clothes and hotels we book on our road trips back home) This year, I’ve made about $90 so far and my husband has made about $10 (he doesn’t shop online as much as I do!)
(Sign up through my link and use code jkc2g and you’ll receive $10 as a welcome bonus!)
Ibotta is an app that allows you to scan your groceries and household items for a rebate making it one of the easy ways to save money. They offer rebates from numerous online and in store places so check it out to see if they have your favorite store available!
Use the app after each shopping trip and let the money build up. It’s one of the easy ways to save money!
I use Ibotta regularly and have earned $99 in 7 months!
6. Checkout 51
Checkout 51 is another app that allows you to scan your grocery and household items to earn a small rebate from your purchases.
They allow you to scan from various online and in store receipts making it easier to earn money on purchases you order online!
I don’t use this app as regularly as I should but have made $5 off the app the 2 times I’ve used it!
7. Healthy Wage
This one depends on if you have weight to lose AND if you want to invest your money in yourself for a potential return!
Healthy wage requires some effort, but it’s a different kind of effort. You bet on yourself so you are in control of if you achieve this goal or not!
- You chose how much you want to lose…
- You chose how much you want to wager…
- And you chose how long you are going to give yourself!
If you meet your goal, you win money in return! The bigger the risk, the bigger the payout!
I will say, the more weight you have to lose, the more money you can potentially earn. Also, women get higher payouts than men with these bets.
My husband calculated his return on the little weight he wants to lose in the minimum 6 month time and his payout would only be $33.
But I have more to lose than him and my bet is for 8 months time. My potential winnings will be $1410 if/when I meet my goal! ($1010 after I subtract the $50/month wager I put in). With that sort of money on the line, I’m bound and determined to meet my goal!
8. Use the Walmart App Savings Catcher (if you shop at Walmart)
Download the Walmart app onto your phone and sign into your account. From there, you can upload your Walmart receipts every time you shop and they do the work finding lower prices.
I’ve heard it depends on where you live and if there are many competitors in your area that factors into the amount of rebates you get back.
These earnings will only be available to use at Walmart, but you can use the earnings and save the extra cash you have!
I’ve earned $71.12 so far from January 2017-July 2017.
Now those are all the potential earners with very minimal effort to deposit straight into our savings account.
$3,216.12 in one year without much effort is worth my time!
- This is something I can easily do each day to earn that much!
And you can too!
My earnings don’t stop there! We do other survey sites for extra money, but these are the ways to earn to put into your savings account without much effort.
Check out these articles for other ideas to earn and save money!
Here’s a bonus earner that you can add to your savings list…
Bonus: Amazon mTurk
Some people don’t see the benefit in it, but it has been so easy for me to earn my goal of $2/day that I had to mention it as one of the easy ways to save money!
These are quick tasks to complete ranging in the amount they pay. Some of the tasks are very intriguing, since many University’s put their studies on there to complete!
Helpful tip: When you get to their main task page, you should put in search specifications with a minimum payout amount and click the box for “tasks I’m qualified for” so that your search isn’t full of the tasks that pay pennies!
The additional $2/day adds an additional $730/year to my savings account so I think it’s well worth the little time I put into it!
Whatever your personal savings goal to reach each year is, these are great sites to sign up with to maximize the amount you put into savings without putting much effort into it!